Personal Loan
Personal Loan Services by AP Consulting
Welcome to AP Consulting, your reliable source for personal loan services in Delhi. We recognise that financial requirements sometimes emerge unexpectedly, and we are here to assist you with specialised financing solutions to help you reach your objectives. Whether you need money for a medical emergency, home renovation, schooling, or any other personal reason, AP Consulting provides comprehensive personal loan services with competitive interest rates, flexible terms, and a simple application process.
Key Features of AP Consulting's Personal Loans
High Loan Amounts:
- Borrow up to ₹25,00,000 based on your eligibility and financial requirements.
- No collateral required, ensuring a hassle-free loan process.
Flexible Repayment Tenure:
- Choose a repayment period that suits your financial situation, ranging from 12 to 60 months.
- Easy monthly installments to manage your budget effectively.
Competitive Interest Rates:
- Attractive interest rates starting from 10.75% per annum.
- Transparent rate structures with no hidden charges.
Quick Disbursal:
- Fast approval and disbursal process to meet your urgent financial needs.
- Receive funds directly into your bank account within 48 hours of approval.
Minimal Documentation:
- Simplified documentation process to save your time and effort.
- Submit basic documents such as identity proof, address proof, income proof, and bank statements.
Easy Application Process:
- Apply online through our user-friendly website or visit our office in Delhi.
- Get instant approval with our seamless application process.
No Prepayment Charges:
- Option to prepay your loan without any additional charges.
- Save on interest by repaying your loan early.
Eligibility Criteria
To ensure a smooth and efficient loan application process, we have outlined the following eligibility criteria for personal loans at AP Consulting:
- Age: Applicants must be between 21 and 60 years of age.
Employment Status:
- Salaried individuals with a minimum of 2 years of work experience.
- Self-employed professionals and business owners with a stable income.
Income:
- Minimum monthly income of ₹25,000 for salaried individuals.
- Consistent annual income for self-employed professionals and business owners.
Required Documents
To facilitate the loan approval process, please have the following documents ready:
Identity Proof: Aadhar Card, Passport, Voter ID, or PAN Card.
Address Proof: Utility bills, rental agreement, or property documents.
Income Proof:
- Latest salary slips or income tax returns (ITR) for salaried individuals.
- Financial statements or ITR for self-employed professionals and business owners.
Bank Statements:
- Last six months’ bank statements to verify income and financial stability.
Interest Rates and Charges
AP Consulting offers competitive interest rates and transparent fee structures to ensure you get the best deal possible. Here are the details of our interest rates and charges:
- Interest Rates: Starting from 10.50% per annum, varying based on your credit score, loan amount, and tenure.
- Processing Fee: A nominal processing fee of up to 2% of the loan amount.
- Late Payment Charges: 2% per month on the overdue amount
- Prepayment and Foreclosure Charges: No charges for prepayment or foreclosure of the loan.
- Other Charges: Minimal charges for services such as statement issuance, duplicate repayment schedule, and loan cancellation.
Quick Contact
We are here to assist you every step of the way. Contact us today to discuss your loan requirements.
- support@apconsulting.in
- +91 97110 06239
- L-1/A, G/F, Gali No. 14, New Mahavir Nagar, Near Janakpuri East Metro Station, Delhi 110018
Get In Touch
Talk to An Expert for Your Loan Queries
How to Apply for a Personal Loan with AP Consulting
Applying for a personal loan with AP Consulting is simple and straightforward. Follow these steps to get started:
Step 1: Check Eligibility
- Visit our website and use the eligibility calculator to check if you qualify for a personal loan.
Step 2: Submit Application
- Fill out the online application form with your personal, employment, and financial details.
- Upload the required documents for verification.
Step 3: Approval and Verification
- Our team will review your application and documents.
- Upon successful verification, you will receive an approval notification.
Step 4: Disbursal
- Once approved, the loan amount will be credited to your bank account within 48 hours.
Frequently Asked Questions (FAQ)
A1: A Personal Loan is an unsecured loan provided by financial institutions to individuals for various personal needs, such as medical expenses, education, home renovation, or travel.
A2: AP Consulting helps individuals secure personal loans by providing expert advice, assisting with the preparation and submission of necessary documents, and negotiating favorable terms with lenders.
A3: Interest rates for personal loans vary based on the lender, the borrower’s credit score, and market conditions. AP Consulting can help you find competitive rates.
A4: To apply for a personal loan with AP Consulting, contact us at +91 9711006239 or visit our website at apconsulting.in. Our team will guide you through the application process and assist you every step of the way.
AP Consulting ensures transparency in all transactions and helps you understand all the charges involved, including processing fees, prepayment penalties, and any other applicable charges.
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