Car Loan and Used Car Loan
Car Loan and Used Car Loan Services by AP Consulting
Welcome to AP Consulting, your reliable car and used car loan partner in Delhi. Whether you want a new automobile or a dependable pre-owned vehicle, we have comprehensive financing options to match your needs. Our objective is to make your car-buying process as simple and stress-free as possible by providing flexible financing options, affordable interest rates, and great customer service.
Features of Our Car Loan and Used Car Loan Services
Our car loan and used car loan services come with a host of features designed to make your loan experience as smooth as possible:
- Loan Amount: Finance up to 100% of the on-road price of the car.
- Tenure: Flexible loan tenure ranging from 12 months to 84 months.
- Interest Rates: Attractive and competitive interest rates start as low as 7.5% per annum.
- Processing Fee: Minimal processing fees to keep your costs low.
- Prepayment Options: Facility to prepay the loan with minimal or no prepayment charges.
- No Down Payment: In some cases, we offer no down payment options, making it easier for you to acquire your vehicle.
Key Points to Consider
When opting for a car loan or used car loan from AP Consulting, keep these key points in mind to make an informed decision:
- Eligibility Criteria: Ensure you meet the basic eligibility criteria such as age, income, and employment stability.
- Documentation: Prepare the necessary documents including identity proof, address proof, income proof, and car-related documents for a smooth application process.
- Loan Amount: Determine the loan amount based on the price of the car and your repayment capacity.
- Interest Rate: Compare our interest rates with others in the market to ensure you are getting the best deal.
- EMI Calculation: Use our EMI calculator to plan your monthly payments and choose a tenure that fits your budget.
- Prepayment Terms: Understand the prepayment terms and conditions to avoid any surprises in the future.
Quick Contact
We are here to assist you every step of the way. Contact us today to discuss your loan requirements.
- support@apconsulting.in
- +91 97110 06239
- L-1/A, G/F, Gali No. 14, New Mahavir Nagar, Near Janakpuri East Metro Station, Delhi 110018
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Talk to An Expert for Your Loan Queries
Limits and Restrictions
While our car loan and used car loan services are designed to be flexible and customer-friendly, there are certain limits and restrictions to be aware of:
- Age Limit: Applicants must be at least 21 years old and not older than 65 years at the time of loan maturity.
- Employment Status: Salaried individuals should have a minimum of one year of employment, while self-employed individuals should have at least two years of business continuity.
- Credit Score: A good credit score is essential for loan approval and to avail lower interest rates.
- Loan Tenure: The maximum loan tenure is 7 years, which can be chosen based on your repayment capacity.
- Pre-Owned Car Age: For used car loans, the vehicle should not be older than 10 years at the end of the loan tenure.
How to Apply for a Car Loan or Used Car Loan with AP Consulting
Applying for a car loan or used car loan with AP Consulting is a simple and straightforward process:
- Check Eligibility: Visit our website or contact our customer service to check your eligibility.
- Documentation: Gather all necessary documents including identity proof, address proof, income proof, and car-related documents.
- Application Form: Fill out the application form available on our website or at our branch.
- Loan Approval: Our team will review your application and documents for quick approval.
- Disbursement: Once approved, the loan amount will be disbursed directly to the car dealer or seller.
Why Choose AP Consulting for Your Car Loan Needs?
At AP Consulting, we understand that purchasing a car is a significant investment. That’s why we strive to provide you with the best financing options and a hassle-free process. Here’s why you should choose us:
- Expert Guidance: Our team of financial experts will guide you through every step of the loan process, ensuring you make informed decisions.
- Quick Approval: Enjoy swift and straightforward loan approval processes, so you can get behind the wheel of your dream car without unnecessary delays.
- Flexible Repayment Options: We offer a range of repayment tenures and EMI options to suit your financial situation and budget.
- Competitive Interest Rates: Benefit from some of the lowest interest rates in the market, making your car purchase more affordable.
Customized Loan - Solutions: We provide tailored loan solutions to meet your specific needs, whether for a new car or a used vehicle.
- Transparent Processes: No hidden charges or complicated terms – our processes are transparent and customer-friendly.
Our Commitment to You
At AP Consulting, we are committed to providing you with the best car loan and used car loan services in Delhi. Our customer-centric approach ensures that you receive personalized attention and support throughout the loan process. We strive to make your car buying journey as smooth and enjoyable as possible.
Frequently Asked Questions (FAQ)
A1: You can finance up to 100% of the on-road price of the car with AP Consulting.
A2: The loan tenure ranges from 12 months to 84 months, allowing flexible repayment options.
A3: AP Consulting offers attractive and competitive interest rates starting as low as 7.5% per annum.
A4: Yes, you can prepay the loan with minimal or no prepayment charges.
You must be at least 21 years old and not older than 65 at the time of loan maturity, with stable employment and a good credit score.
Our Financial Partners
